RCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALCRCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALCRCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALCRCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALCRCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALCRCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALCRCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALCRCON2122 ......... CRE_CONCENTRATION 387.4% [THRESHOLD: 300%] ⚑ BREACH RCFD3123 ......... TIER1_CAPITAL 11.2% [THRESHOLD: 10%] ✓ CLEAR RCON1480 ......... NONACCRUAL_LOANS 2.8% [THRESHOLD: 2.0%] ⚠ WATCH RCON2170 ......... TOTAL_DEPOSITS $1.01B [CONCENTRATION] ● MONITOR RCFD7204 ......... NET_CHARGEOFFS 0.4% [THRESHOLD: 1.0%] ✓ CLEAR RCON0010 ......... TOTAL_ASSETS $1.18B [PEER_GROUP: $1-2B] ● BASELINE RCON1403 ......... LOAN_PORTFOLIO $725M [LTD: 72.0%] ✓ CLEAR RCFD3210 ......... RISK_WEIGHTED $794M [RBC_DENOM] ● CALC

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